Community First provides community economic development projects with access to financing they otherwise wouldn't get.
Community First's investment accounts are used to secure loans not covered by banks or credit unions.
the Fund may be used to finance equity capital in the form of redeemable shares.
Community First partners with Affinity Credit Union to combine conventional lending with higher risk lending that is secured by the fund.
Community First project loans are approved and administered by the credit union. Approval is subject to the applicant having:
a sound proposal and being strongly committed to success
solid management capacity and technical support
personal integrity and capacity for teamwork
Community First project loans and equity holdings typically function as "patient capital" with defined, lower rates of return.
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